

The initiative needed to connect customer characteristics with differentiated actions and a release plan that could be measured. Four requirements shaped the work.




NTT DATA created a structured customer plan that linked segmentation, tailored initiatives, group sizing and deployment planning. Each element addressed a specific barrier to moving from a mass offer to a testable portfolio programme.
NTT DATA grouped prospects and customers by characteristics, potential value and propensity to place the card.
The team developed an offering and a set of initiatives for each segment, moving the programme beyond a single mass offer.
The work sized the groups identified as high value so the retailer could prioritize where to focus card acquisition and development actions.
A detailed plan defined the scope, guidelines, metrics and deployment approach for the planned pilots.
Card acquisition became a segment-by-segment programme. The work defined eight target segments, generated 15 initiatives and more than 300 customer ideas and insights, and set out 37 planned pilot tests. These are programme design and planning outputs. The source does not provide realized changes in card placement, conversion, balances, profitability or portfolio growth.