- Commodity Management & Trading
- Customer & Marketing Strategy
- Digital Engineering
- Station Studio
- Supply Chain & Industry 5.0
- Sustainability
Financial Services as a Retail Growth Engine
Retailers that integrate financial products, loyalty, and digital experiences create stronger engagement, higher CLTV, and differentiated ecosystems.
Strengthen loyalty, frequency, and share of wallet through integrated financial experiences.
Unlock new monetization streams through credit, insurance, embedded finance, and ecosystem services.
Create personalized financial journeys that increase usage, retention, and digital interaction.
Generate revenue from existing customers without scaling physical operations
Deepen relationships through integrated financial services and offerings
How NTT DATA helps
Transforms credit card programs into full engagement platforms by unifying loyalty, rewards, and personalized financial offers in one seamless digital experience
Modernizes customer origination and credit approval through AI-powered automation, reducing time-to-yes and improving risk accuracy
Deploys BNPL, digital wallets, and real-time payment experiences natively within the retail journey, removing barriers to purchase
Enable smarter credit, fraud, and portfolio management capabilities
Modernize onboarding, payments, credit, and self-service experiences
Generated through execution of a portfolio of transformation initiatives
Delivered across financial services strategy, operations, and systems transformation
Enabled segmentation and targeting strategies to improve portfolio performance
Structured customer base to drive focused acquisition and development strategies
